Broker Check


Timothy J. Nervegna, AIF®

Tim Nervegna is the founder of Hudson Valley 403b, a partner with Debany Financial Group and an Investment Advisor Representative with Cetera Advisor Networks LLC.  With more than 25 years of experience in the financial services industry, he specializes in working with teachers and other professionals with their 403(b) plans. His goal is to help clients reduce the fees they are paying and maximize their risk adjusted returns.

Since entering the financial services industry fresh out of college, Tim recognized early on that there was too commonly a lack of service, low-fee options, and objective guidance regarding 403(b) plans. Often, individuals don’t understand how they can structure their plan with cost-friendly options that don’t require a lot of risk. Tim seeks to serve as an objective partner who can guide clients through the maze of options.

Tim is an Accredited Investment Fiduciary® and holds Series 6, 7, 63, and 65 securities registrations. He holds his insurance licenses and is a Certified Agent in the New York State Partnership Program for Long-Term Care.