Is Your 403(b) Plan Working Efficiently?

Unlike many other retirement plan types, the onus is completely on you - the employee - to appropriately invest in your 403(b) plan. All too often, the “approved list” of companies available to you have high expenses, limited offerings, and surrender charges that lock you in. But it doesn’t have to be that way.

For more than 20 years, I have been educating employees throughout the Hudson Valley about the significant differences between 403(b) investment options. While I can offer variable annuities to my clients when they are investing during their working years, I always avoid them, and I think you should too. You owe it to yourself to spend a little time educating yourself on my site, and on other informative sites, such as www.403bwise.com, to learn more about how to get your 403(b) on the right track.

Through my services, I strive to help you avoid the common mistakes investors make and determine options that are cost-friendly and efficient. As an independent financial advisor, I often represent several companies in your employer’s plan and can objectively help find the company that can offer you the greatest potential. Without any conflicts of interest, my focus is on serving you and your individual needs in a fiduciary manner.

Based in Westchester, New York, I work with clients throughout the Hudson Valley area as well as in multiple states across the country. My format for all client meetings and reviews are designed to accommodate your style and schedule.  I can meet with you in my Tarrytown office, at your workplace, or we can connect electronically with a video meeting.  

For a complimentary second opinion on your plan, contact me today.